Layopay
In-Person Payments

Accept payments face-to-face with confidence

Modern card terminals, fast contactless payments, and next-working-day settlements: everything you need to keep your business moving.

From retail counters to busy hospitality environments, find the right in-person payment solution with transparent pricing and personalised rates.

Super fast transactionsFlexible contractsHardware inclusive dealsFast settlementsFraud preventionHigh auth rates

Everything you need for in-store payments

Modern payment technology built to support fast, secure transactions.

Super fast transactions

Super fast processing speeds ensure checkout queues keep moving. Contactless tap-and-go in under a second.

Flexible contracts

Rolling monthly agreements with no long-term lock-ins. Scale up or down as your business needs change.

Hardware inclusive deals

Get free terminals included with your plan. Swap or upgrade devices as your business grows.

Fast settlements

Next-working-day payouts as standard, keeping your cash flow healthy and predictable.

Built-in fraud prevention

Advanced fraud screening, 3D Secure authentication, and real-time transaction monitoring to protect every sale.

High authorisation rates

Intelligent routing and optimised processing deliver industry-leading approval rates so you never lose a sale.

Why compare with Ratechecker?

Clear, transparent pricing

No hidden fees or surprise charges.

Like-for-like comparisons

Understand your true costs before making a decision.

Flexible hardware options

Including free terminal packages where available.

Digital-first, human support

Manage everything online with real people available if you need help.

See how much you could save with Ratechecker

Get a personalised quote in 90 seconds, no obligation, no sales calls.