Layopay
About Us

Fueling ambition, innovating growth and empowering our customers to succeed.

Layopay was born out of our own family business struggles — battling confusing fees, rigid contracts, and clunky old tech. We knew there had to be a better way. So we built it.

Our all-in-one platform brings it all together — with flexible contracts, transparent pricing, and helpful features like loyalty programmes, digital wallets, and seamless integration with Pax terminals — so you can focus on what you love about your business. At Layopay, we're more than just a payment provider — we're your partner, here to help you succeed, every step of the way.

Our Values

What drives everything we build

Driven by core values of innovation, purpose, passion, and openness, Layopay is committed to delivering cutting-edge technology that empowers businesses to thrive.

Innovation

We embrace innovation, constantly seeking new ways to simplify business operations with cutting-edge technology.

Purpose

Our purpose is to empower businesses, providing solutions that enable them to grow and succeed.

Passion

We are passionate about what we do, driven by a commitment to helping our customers succeed and delivering top-quality products and services.

Openness

Our culture of openness values transparency and clear communication, ensuring customers always have a trusted partner.

Our Journey

From idea to impact

Q4 2022

Layopay was founded

Since being incorporated in 2022 the Layopay team have been busy building cutting-edge point of sale and payment technology for small businesses.

Q1 2024

First Certified & V1 EPOS

In March 2023 Layopay was granted certification using Castles Technology smart Android card payment terminals.

Q2 2024

Beta Onboarding

Our first merchants were onboarded and started transacting with customers across the UK. Since MVP launch we have introduced lots of cool new features.

Q3 2024

Licensed as an ISO with Visa and Mastercard

Layopay became an Independent Sales Organisation (ISO) with Visa and Mastercard with our partners Rapyd to enhance our ability to offer streamlined payment solutions.

Q3 2025

Pre-Seed Funding Round

Our first funding round.

Q1 2026

Launch of Ratechecker

Ratechecker launches as a smart comparison platform helping businesses find the best payment processing rates.

Ratechecker

Introducing Ratechecker

Merchants' secret to understanding their card fees.

Visit Ratechecker

Join us in transforming commerce

See how Layopay can help your business thrive with modern POS and payment technology.

Get Started